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Is Penny Stock Investing For You?

December 18th, 2009


The first question you need to ask yourself is ‘to invest or not to invest’ in penny stocks, but this is for the most part a personal decision that mirrors if you like taking risks, however if you’ve the ability as well as the attitude to take greater risks, you should be pondering on penny stock investing. So if your monetary position is not very strong, and you have little spare money to save, it is better that you keep off these types of shares altogether and look at established stocks only. Similarly, even if you have a lot of surplus cash but are usually reluctant to take risks, it is advisable that you do not save in penny stocks. Then if you are the sort of soul, who enjoys taking chances in order to increase your returns, and don’t mind losing some if it comes to it, then you might take a look at penny stocks.

The once you determine to commit in penny stocks, you should be careful to ensure your investment has a healthy chance of presenting you good returns. For this purpose, you ought to look at a number of things, for example the repute of the business and its promoters, past history if any is available, and also evaluate the fundamentals. Finance Managers and accountants use the expression ‘fundamentals’ to refer to the intrinsic monetary value of a business. The monetary values quoted in the share market are the result of a good many factors such as market sentiment. The basics of the company on alternatively will indicate what the company is genuinely worth but this consists of understanding the proper monetary value in terms of the assets and the income of the business. So if you save in a company with good basic principles, the chances of your forfeiting will be hugely decreased so use the methods of evaluating shares for this purpose.

An additional golden rule that is applicable to all shares, but specially true in the case of penny stocks is the old adage, ‘Don’t put all your eggs in one basket’, but this is pertinent even if you have privileged information. Privileged information relates to confidential data that you have about a business that is liable to impact upon its share worth in the short term to a large degree. For instance, if you knew that business A is in all probability to be bought out by a major conglomerate volunteering a high price to the present shareholders, and if this is not yet acknowledged by the masses, you have privileged information. You are in possession information that makes you somewhat sure that the share price will grow in the market substantially once this fact becomes known. Then it’s generally safe to pursue inside information, always assuming naturally, that it is trusted and genuine. However, even in such cases you should avoid revealing yourself, particularly in the situation of penny stocks. Often plans just fail to materialize, for example, in which case you may be left holding stock that has very little worth.

after this the next important thing to keep in mind while thinking about penny stocks is that you might not be in a position to sell them rapidly, particularly if you own a large quantity. Therefore,, if short-term liquidity is a concern for you, you ought to stay away from investing in penny stocks as it is much easier to trade stocks and shares that are bought and sold on a standard stock market and ones that are known and frequently traded.

To end, remember that penny stocks carry bigger dangers and less liquidity, so prevent over exposure and invest only after inquiring. If you comply with these rules, you are careful, and lucky, you might make a healthy profit from penny stock investing.


Learn more about penny stock investing. Stop by Harold Bennett’s site where you can find out all about penny stock investing and other investment vehicles that can make you money.

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Penny Stocks, Pink Sheets, Or Micro Caps What’s the Difference?

May 16th, 2009


Its easy to use the term penny stock interchangeably with pink sheet. The same goes for bulletin board and micro cap. Unfortunately, investors are doing themselves a great disservice by mentally lumping all four distinct descriptions into one category. More specifically, investors may be overlooking tremendous opportunities by not acknowledging their differences.

Even if you know a little bit about each term, its worth the time to memorize the distinctions between each. In trading, the more you know, the better investments you can make.

Most of the time, traders dont consider a stock that trades over $1 a penny stock. Then there are others who define any stock less than $5 as one. There arent any ramifications for using either benchmark.

Though its slightly arbitrary, the $5.00 price level may have become the standard simply because thats the price under which many brokerage firms will not short a stock, or allow it to be margined. However, some brokerage firms have no price limit at all when it comes to shorting a stock. So, penny stocks can be sold short.

Often a stocks price sinks because a temporary situation has developed. It may even have met the same requirements as higher priced stocks at some point. A stock with this type of price movement could be a great investment opportunity when it trades as a penny stock”which can be a pink sheet or bulletin board stock (see below).

You may have been told to steer clear of pink sheet stocks because they often hold the most risk. Maintained by Pink OTC Markets Inc., some of them dont deserve their bad reputation.

Where a foreign company chooses to list their stock is not a gauge of credibility. For some technical or logistical reason, the stock cannot be listed with one of the exchanges or the bulletin board system.

One of the biggest downsides to pink sheet stocks is a lack of transparency. These companies arent required to report audited accounting statements, although many do anyway. If the stock youre considering discloses its business, it might be worth a second look.

On the other hand, if a stock trades on the OTC market, or as an OTCBB stock, you can be assured that these companies have met SEC requirements.

The bulletin board system does not rule the over-the-counter market. The pink sheet and on a technical basis, the NASDAQ, are also OTC markets.

Share price doesnt play a direct role in determining if an equity is listed as a bulletin board stock or an exchange-listed stock either. However, the exchanges (or the NASDAQ) have certain market cap requirements that may not be yet met by a bulletin board company.

Dont just assume that all bulletin board stocks lack the stability of exchange-listed stocks. You might find some hidden gems that are stronger and more productive.

Micro Cap ” The standard definition of a micro cap company is any company with a market cap (issued shares multiplied by share price) of $250 million or less, though the number isnt set in stone. Note that share price has nothing to do with the determination; there are plenty of micro cap stocks with share prices well over $5.00.

You may think that the companies listed on the New York Stock Exchange are bigger and stronger than all the others, but thats not true. The minimum market cap stands at $25 million, so even a micro cap stock can make the NYSE.

A Quadruple Summary

Penny stock, pink sheet, bulletin board, and micro cap four terms that are tossed around quite a bit as if they all meant the same thing. Theyre all quite unique though. If an investor chooses to overlook a particular stock because its not an attractive investment, thats fine. However, overlooking a stock simply because of a semantic misunderstanding could be a regrettable decision. Knowledge is power.

Your most educational website for information regarding penny stocks to top stock picks is www.smallcapnetwork.com. We offer timely and meaningful market commentary and trading ideas. Sign up for the free e-newsletter today.

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